h1, h2, h3, h4, h5, form, fieldset {
    font-size: 100%;
    font-weight: 400;
    margin: 0;
    padding: 0;
}
fieldset, img {
    border: none;
}
p{
margin: 0 0 0 0;
padding: 0 0 1em 0;
}

html {
    font: 62.5% Verdana, Arial, sans-serif;
    margin: 0;
    padding: 0;
}
body {
    margin: 0;
    padding: 0;
    background: #999;
    font-size: 1.2em;
    font-family: Arial, Tahoma, Sans-Serif;
}
body#info {
    background: #000099;
}
#container {
    margin: 0 auto;
    height: 100%;
    width: 62.7em;
    padding: 0;
    background-color: #fff;
}
body#info #container {
    margin: 0 auto;
    height: 100%;
    width: 67em;
    padding: 0;
    background-color: #fff;
}
#header {
    width: 100%;
    background-color: #fff;
    margin: 0;
    padding: 0;
    height: 11em;
}
html > body #header h1 {
    float: right;
    background: transparent url(/images/logo.gif) no-repeat 0 0;
    padding: 0 0 110px 0;
    height: 0;
    text-indent: -2000px;
    width: 267px;
    margin: 0.5em 1.25em 0 0;
}
html > body #header h2 {
    float: left;
    background: transparent url(/images/strap.gif) no-repeat 0 0;
    padding: 0 0 16px 0;
    height: 0;
    text-indent: -2000px;
    width: 199px;
    vertical-align: baseline;
    margin: 5.5em 0 0 3.9em;
}
#crumbtrail {
    background: #fff;
    padding: 1em;
    height: 1.5em;
}
#columns:after, #footer:after, #top_nav:after, #footer_links:after {
    content: ".";
    display: block;
    height: 1em;
    font-size: 0;
    clear: both;
    visibility: hidden;
}
#top_nav {
    font: normal 1.05em Verdana, , Geneva, Arial, Helvetica, sans-serif;
    border-bottom: 1px solid #fff;
    background: #000;
    font-size: 1.03em;

}
#top_nav ul {
    margin: 0;
    padding: 0;

}
html > body #top_nav li {
    float: left;
    color: #fff;
    list-style: none;
    padding: 0;
    width: 14.2%;
    text-align: center;
    display: table;
}
html > body #top_nav li a {
    border-right: 1px solid #fff;
    width: 100%;
    height: 3.5em;
    display: table-cell;
    vertical-align: middle;
    color: #fff;
}
#info #top_nav li {
    width: 12.4%;
    padding: 0;
    margin: 0;
    display: table;
}
html > body#info #top_nav li a {
    border-right: 1px solid #fff;
    display: block;
    padding: 0.6em 0.5em 0.6em 0.5em;
    color: #fff;
    display: table-cell;
    vertical-align: middle;
    height: 4.5em;
}
#info #top_nav li a.last, #top_nav li a.last {
    border: none;
}
#content {
    clear: both;
    margin: 0;
    padding: 0;
    background: #fff;
}
#content #full ul {
    color: #09c;
    list-style: disc;
    margin: 0;
    padding: 0 0 1em 1.5em;
    font-weight: bold;
}
#accessibility #content #full ul,
#terms_and_conditions #content #full ul{
font-weight: normal;
color: #000;
}
#terms_and_conditions #content #full ul li ul{
padding: 0.5em 0 0 1.5em;
list-style: square;
}
#accessibility  #content #full li,
#terms_and_conditions #content #full li{
padding: 0 0 0.5em 0;
}


#our_commitment #content #full ul{
color: #000;
    list-style: disc;
    margin: 0;
    padding: 1em 0 0 1.5em;
    font-weight: bold;
    width: 60%;
}

#our_commitment #content #full ul li{
    padding: 0 0 1em 0;
}


#content #full .pad {
    margin: 0em 3.5em 2em 3.5em;
}
#content #right .pad {
    padding: 0 3.5em 2em 2em;
}
#content .pad h2 {
    font-size: 2em;
    font-weight: bold;
    padding: 0 0 0.5em 0;
}
html > body #content .pad ul {
    margin: 0 0 1em 1.5em;
    padding:0;

}
/*footer*/
#footer {
    margin: 0;
    padding: 1em 0 0 0;
    background: #0099cc;
    position: relative;
    font-size: 1.1em;
}
#footer a {
    color: #fff;
}
#footer ul li a {
    color: #fff;
    padding: 0;
}
#footer ul {
    text-align: center;
    padding: 0;
}
#footer ul li {
    display: inline;
    border-right: 1px solid;
    color: #fff;
    margin-left: 0;
    padding: 0 15px;
}
#footer ul li.last {
    border: none;
}
#powered {
    margin: 0.5em auto 1em auto;
    text-align: center;
    height:2em;
}
#powered a{
color:#fff;
}

.vcard .tel {
    color: #fff;
    font-size: 1.3em;
}
#footer #caveats {
    font-size: 0.8em;
    margin: 0em 3.5em 0 3.5em;
}
/*end footer*/
.floatright {
    float: right;
    position: relative;
    margin: 0 2em 0 1em;
}
#left {
    width: 28%;
    float: left;
    margin: 0 0 0 0;
    padding: 0;
}
body#info #left {
    width: 23%;
}
/*left list menu*/
#left ul {
    margin: 0;
    padding: 0;
}
html > body #left ul li {
    margin: 0;
    font-weight: bold;
    list-style: none;
    padding: 0;

}
html > body #left ul li a {
    display: block;
    padding: 0.3em 0.5em 0.3em 1em;
    border-bottom: 1px solid #ddd;
    background: #606060;
    color: #fff;

}
#left ul li a#current, #left ul li a:hover {
    display: block;
    padding: 0.3em 0.5em 0.3em 1em;
    border-bottom: 1px solid #ddd;
    background: #09c;
    color: #fff;
}
#left ul li li a {
    border-bottom: 1px solid #ddd;
    background: #b0b0b0;
    padding: 0.3em 0.5em 0.3em 1em;
}
#left ul li li li a {
    border-bottom: 1px solid #606060;
    background: #d0d0d0;
    padding: 0.3em 0.5em 0.3em 1.4em;
    color: #606060;
}
#left ul li li li li a {
    border-bottom: 1px solid #606060;
    background: rgb(240,240,240);
    padding: 0.3em 0.5em 0.3em 1.8em;
    color: #606060;
}
#left ul li li li li li a {
    border-bottom: 1px solid #606060;
    background: #fff;
    padding: 0.3em 0.3em 0.3em 2em;
    color: #606060;
}
#left ul li li {
    font-weight: normal;
}
/*end left list menu*/
#right {
    float: right;
    width: 72%;
}
#info #right {
    float: left;
    width: 57%;
}
#ad1 {
    padding: 1.5em 0 1.5em 1.5em;
}
#ad2 {
    float: right;
    width: 20%;
}
#right .hr {
    background: url(/images/dot2.gif) repeat-x top left;
    margin: 0 3.5em 0 3.5em;
    height: 1em;
}
.content hr, #right hr {
    display: none;
}
#header h1 {
    margin-bottom: 0px;
    font-size: 28px;
    font-weight: bold;
    font-family: "Verdana", Arial, Tahoma, Sans-Serif;
    color: #A40008
}
#header .left {
    background: none;
    float: left;
    position: relative;
    width: 496px;
    margin: 0px 10px 0px 33px;
    padding: 0px;
}
#header .right {
    background: none;
    float: left;
    padding: 0;
    margin: 0px 0px 0px -5px;
    width: 212px;
}

/*flash and banner*/

html > body #heading_box {
    height: 18.7em;
    margin: 0;
    padding: 0;
    background-color: #09c;
}

html body #heading_box h3 {
    float: left;
    display:block;
  background: transparent url(/images/home_title.gif) no-repeat 0 0;
    padding: 0 0 41px 0;
    height: 0;
    width: 306px;
    text-indent: -2000px;
    margin: 2.5em 0 0 1em;
    font-size:3em;
    color: #ffffff;

    
  
}
html body#home #heading_box h3{
background: transparent url(/images/home_title.gif) no-repeat 0 0;
}


html body#mortgages_loans #heading_box h3{
background: transparent url(/images/mortgages_title.gif) no-repeat 0 0;
}
html body#personal_insurance #heading_box h3{
background: transparent url(/images/financial_title.gif) no-repeat 0 0;
}
html body#property_insurance #heading_box h3{
background: transparent url(/images/insurance_title.gif) no-repeat 0 0;
}

html body#contact_us #heading_box h3{
background: transparent url(/images/contact_title.gif) no-repeat 0 0;
}
html body#information #heading_box h3{
background: transparent url(/images/information_title.gif) no-repeat 0 0;
}
html body#register_for_newsletter #heading_box h3{
background: transparent url(/images/news_title.gif) no-repeat 0 0;
}

#pics {
    float: right;
    position: relative;
    margin: 0;
    padding: 0;
    height: 100%;
}
#pics .media {
    padding: 0;
    margin: 0;
}
/*end flash and banner*/
#clear {
    display: block;
    clear: both;
    width: 100%;
    height: 1px;
    overflow: hidden;
}
a {
    color: #09c;
    text-decoration: none
}
a:hover {
    color: #999;
    text-decoration: underline
}
a.menu_link {
    color: #223F75;
    font-weight: bold;
    text-decoration: underline
}
a.menu_link:hover {
    color: #2C5124;
    font-weight: bold;
    text-decoration: none
}
label {
    display: block;
    float: left;
    width: 10em;
}
input, textarea {
    border: 1px solid #ddd;
    width: 20em;
}
html > body legend {
    font-size: 1.1em;
    font-weight: bold;
    margin:0 0 0 -2px;
}
button {
    border: none;
    background: #0099CC;
    color: #fff;
    padding: 0.3em;
}

.hr hr{
display:none;
}

.hr{
height: 1px;
background:#ddd;
width:100%;
margin:  1em 0 1em 0;
}

.col1{
width: 29%;
float:left;
padding: 1em 0 0 0;
}

.col2{
width: 38%;
float:left;
padding: 1em 0 0 0;
}

.caveat{
font-weight: bold;
font-size: 1.2em;


}