Family Income Protection
Not everyone wants or needs cover for just their outstanding mortgage and many have very different needs dependent on their situation. Where people have children that are financially dependent on them Family Income Protection can be one of the most cost effective plans to consider. It is designed to pay a regular monthly or annual sum in the event of death or suffering a critical illness to provide a replacement income for the suffering spouse or children. On many occasions it can be used to cover the cost of childcare should one or both parents die or one needs to continue work in the absence of the homemaker.
Family Income Protection generally is a very cost effective way of insuring each other for the wellbeing of the children as it pays out until the children reach an age where they can fend for themselves without any financial assistance. At Pure Mortgage & Financial Planning LLP we can calculate the correct levels of cover required in order to ensure your children or partners have the right cover in place for any of life’s more threatening eventualities.
Testimonials
Thank you very much for sorting out our mortgage! You have been brilliant. Definitely recommend you to anyone and will be dealing with you in the near future.
Just to say a massive thank you for all your invaluable help. It is very much appreciated. Couldn’t have done it without you.
Just a little note to say thank you once again for all your help and support with our (TRICKY!) remortgage. We really do appreciate all the time and effort you put into sorting it out.
Thank you so much for once again being immense help with our mortgage and insurances. We’re thrilled to have moved and are enjoying the unpacking and planning DIY!
Many thanks for all your help in getting back on the property market. Your help and advice has been invaluable.
From the both of us, our very sincere thanks to you for all your help and advice over the past few months. It has been a long road to get here and you have worked so hard for us, we really can’t thank you enough. We’re so pleased to finally own our own home, and you have been a huge help in making that happen.
Adaptability; in being very professional, whilst always taking the time to go over anything that was miss understood our end to making the experience very enjoyable and a good laugh. Richard is now a contact for life
Richard is an excellent adviser who is always pragmatic, honest and realistic in his approach. We have really valued his kindness and patience with us over all our dealings with him.
Very professional, very honest, gives you 150% customer service. We never trusted any other advisor the way we trust Richard